Investor Financing Built to Help You Scale
DSCR loans, rehab financing, no-seasoning cash-out and investor HELOCs structured to help investors acquire, recycle capital and scale.
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Share a few details and I’ll review the best financing path for your purchase, rehab, no seasoning cash-out, refinance, or portfolio plan.
Takes about 30 seconds • No obligation • Direct review by John Wade
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DSCR Loans
Financing built around property cash flow for investors who want streamlined underwriting and scalable acquisition or takeout options.
Rehab Loans
Finance acquisition and renovation costs with leverage up to 100% LTC, as long as the deal remains within 75% of the after-repair value.
No Seasoning Cash-Out
Access equity without waiting. Eligible investors may be able to refinance recently acquired properties, pull cash out, and redeploy capital into the next deal without being tied up for months.
Investment Property HELOCs
Flexible capital for reserves, improvements, acquisitions, or liquidity strategy across your investment portfolio.
Who This Is Built For
- DSCR investors growing long-term rental portfolios
- BRRRR investors needing acquisition, rehab, and refinance flexibility
- Portfolio landlords looking to extract equity and redeploy capital
- Fix-and-rent investors who want to stabilize and transition into long-term financing
- Borrowers needing cash-out, HELOC, rehab, or low-doc investor options
Why Investors Work With John Wade
- Scenario-based guidance focused on scaling, not just quoting rates
- Fast feedback on deal structure, leverage, rehab, and exit options
- Direct communication by call or text throughout the process
- Financing partner mindset for investors building portfolios
Program availability, property type, DSCR, LTV, LTC, ARV, and cash-out eligibility vary by scenario and borrower profile.
Common Investor Use Cases
- Purchase Financing: Acquire the next rental property with DSCR or low-doc options.
- Rehab Execution: Fund acquisition and renovation costs on value-add properties.
- BRRRR Strategy: Rehab the property, then use a no seasoning cash-out when supported by value before moving into DSCR or conventional takeout financing.
- Portfolio Liquidity: Use investor HELOC or refinance options to create flexibility.
How the Rehab + BRRRR Path Can Work
- Step 1: Acquire and renovate with rehab financing.
- Step 2: Stay within program leverage limits, including up to 100% LTC and generally within 75% of ARV.
- Step 3: If the ARV comes in strong and there is room in the deal, access a no seasoning cash-out structure.
- Step 4: Transition into DSCR or conventional takeout financing for the long-term hold.
Rates, terms, leverage, DSCR eligibility, LTC, ARV, property type eligibility, cash-out availability, and documentation requirements are subject to lender guidelines and underwriting approval.
